One of the arguments while purchasing Medical Insurance has been what is the right time to buy the same. It is advised to purchase the policy the earliest when one is healthy as no company will insure once you are diagnosed with an illness.

Super Top-up Mediclaim

This is a relatively new type of insurance product that is more of an add-on to the existing medical insurance. It provides additional cover over existing policy for a relatively smaller premium with higher coverage.

Motor Car 

This is insurance to cover one’s car in case of any accidental damages or theft. Apart from damages to the car it also covers any liability arising from damages to other cars or persons. As we also know a car is a depreciating asset, however, some covers provide Zero Deprecation cover, thus giving maximum financial protection to the owner in case of claims.

Fire Insurance (SFSP)

This insurance cover is available both for Business as well as for homes. In case of accidental fire damages caused are covered as part of this insurance. One can take this for shops offices or even residential homes.

Accidental Insurance (Personal / Group)

This type of insurance covers any injury arising out of an accident. This is different than medical insurance. Here the amount is directly paid out to the Insurer instead of paying it in the Hospital or as reimbursement, once the conditions as stipulated in the policy document are met.

Marine Insurance 

This policy covers the goods during transit sent across from One location to another via any mode of transport be it Road, Rail, Sea, or Air. In case of any uncertain events occurring during the transit of the goods like Fire, Sinking of Ship, derailment, etc the damages caused to the shipment are covered under Marine Insurance.

Workmen Compensation

Employees are the backbone of any business whether it’s manufacturing or trading or rendering services. In the event of any injury to its employees business is bound to suffer. To protect from such a situation Workmen's Compensation policy comes in handy. This covers the claims coming due to accidents causing permanent injury or loss of life while performing the business activity by any of its employees.

Public Liability Insurance

This can also be called Third Party liability insurance. This provides cover to the business in case of any damages caused to a person or property by the business. If a customer visiting the premises happens to injure himself, the claims arising out of this will be covered under this policy.

Shopkeeper Policy

This policy covers the shopkeeper from any losses arising due to Burglary, Theft, fire, etc. This safeguards the interest of the shop owner from any undue mishaps which may occur while running his daily business. This also covers the goods which are stored as part of daily business.

Jeweller Block Policy

This is specially designed for shops that are dealing in Diamond and Jewellery business. It covers loss or damages to Gold, Silver, diamonds, jewelry, etc. which are stored in premises from fire, theft, robbery, and so on. There is further additional cover in case of loss in transit via registered post, courier, or while in the custody of the owner, authorized agents/brokers of the business.

Residential / Commercial Society Insurance 

This policy covers the residential society from various risks arising out of Fire, earthquake, malicious damage, etc. With the policy damages to property belonging to society are covered like Gym equipment, Clubhouse, etc. wherein the damage has been caused due to any of the above-stated risk or as defined in the policy.

These are some of the widely used insurance products. We deal in all most all of the products available in the market. Give us a call and we can discuss and provide you with the most suitable cost-effective product, after assessing all the details.